Andrew Ferguson has 30 years industry experience, with the last 20 years as an Independent Financial Adviser.

Andrew advises private clients across many areas including wealth management and pre-and post retirement planning. Andrew is a member of the Personal Financial Society and holds the Diploma in Financial Planning and separate qualifications in Taxation, Trusts and Long Term Care.

In addition, Andrew is also a member of the Society of Will Writers offering advice on Wills, Trusts, Estate Preservation and Lasting Powers of Attorney

Andrew Giddings has 26 years industry experience, with 22 years as an Independent Financial Adviser, predominately involved in wealth planning and retirement advice. He has worked for a number of multinational Independent Financial advisory firms as well as running his own practice for many years. Andrew has the Chartered Insurance Institutes Diploma in financial Planning , including qualifications in investments, pensions, mortgages and Long Term Care Insurance.

In addition, Andrew is also a member of the Society of Will Writers offering advice on Wills, Trusts, Estate Preservation and Lasting Powers of Attorney

Andrew is based in Brentwood, but is also able offer appointments in central London.

Kelvyn Hatch DipPFS (MP & ER) is based in Cardiff and has worked in the finance industry for nearly 25 years, 18 of which as an Independent Financial Advisor (IFA) predominately involved in Investments, Inheritance Planning and Retirement advice.

Kelvyn has achieved a Diploma in Financial Planning from the Personal Finance Society (PFS) and has also been credited with qualifications in Investments, Taxation, Pensions, Mortgages, Equity Release and Long Term Care.

Kelvyn is the current Chair of the South Wales Region of the Personal Finance Society and is a member of the Cardiff Council of the Chartered Insurance Institute. He is also a member of the Society of Will Writers.